Kosh Loan App. Aadhar Card Loan | Get an instant loan of Rs 50000 | Personal Loan | Loan Kese Le | How To Take Personal Loan | Best Loan App | Loan Eligibility | How To Apply Loan Online
In today’s fast-paced world, financial constraints prevent us from fulfilling our diverse needs. But, with the emergence of digital landing platforms like Kosh Loan App, it has become easier to get a quick loan.
This detailed guide gives you a comprehensive overview of the important aspects of getting a loan through the Kosh Loan App, including the loan amount, interest rate, tenure rate, operational cities, eligibility criteria, required documents, application process, and an in-depth study of key features of the app. By following the instructions and procedures in this guide, you can easily manage the process of getting a loan with the Kosh Loan App, thus untangling your financial needs.
How much loan amount can you get through Kosh Loan App?
On Kosh Loan App you can fulfill ambitions from Rs 20,000 to Rs 2,00,000. This range of loans is catered to the individual as well as their special financial requirements.
Kosh Loan App Duration Rate Understanding
Kosh Loan App provides the facility to treat the loan from 3 to 10 months till the issue of loan payment, which caters to the lenders as per their financial capacity and perspective.
Interest Rate Exchange of Kosh Loan App
Interest rate ranging from 24% to 33% per annum is applicable to loan customers through Kosh Loan App. This interest rate is made attractive which makes the availability and treatment plan convenient for the customers.
Understanding applicable charges and fees
Along with the interest rate, Kosh Loan App offers 0% to 5% service charges, which gives no ease and flexibility.
Example of Loan Repayment Calculation
- For complete understanding, pay attention to the following example information:
- Income Paid Amount (Pradhan): ₹20000
- Interest Rate (APRI): 18% – 33%
- Duration: 10 months
- Processing Fee: ₹400
- Amount of assessable wealth from income: ₹19,600
- Monthly EMI Amount: ₹2315 (Sample Monthly Payment on PMT Method)
- Interest Amount: ₹2315 x 10 – ₹20000 = ₹3150 (Sample Interest Calculation)
- Total cost of loan (including all applicable charges): Processing Fee + Interest Amount + Principal = ₹400 + ₹3150 + ₹20000 = ₹23550
Eligibility Criteria for Kosh Loan App
- Eligible individuals for a loan in the Kosh Loan App require the following criteria:
- Being an Indian citizen
- Must be above 18 years of age
- Should have a fixed source of monthly income
- Required Documents for Kosh Loan App Application
- To facilitate the loan application process, along with which income restoration is facilitated, applicants are provided with the following documents:
- Aadhar card
- PAN card
- Bank account details
- Having these documents available can speed up the loan application process.
Complete Guide to Loan Obtaining Process of Kosh Loan App
Follow these simple steps to get Loan from Kosh Loan App:
- Download the Kosh Loan App to the account.
- Register a personal account in the app.
- Fill in the required personal information.
- Submit any required QC documents for confirmation.
- After receiving the approval, the loan amount will be credited to your fixed bank account.
Cities operated by Kosh Loan App
- Kosh Loan App is currently operational in various cities across all states, which are listed below:
- Delhi NCR: New Delhi, Gurgaon, Noida, Greater Noida, Faridabad
- Himachal Pradesh: Shimla, Baddi, Parwanoo, Solan
- Haryana: Chandigarh, Karnal, Panipat, Ambala, Sonipat, Kundli
- Punjab: Amritsar, Ludhiana, Jalandhar, Mohali, Ropad, Bathinda, Fatehgarh Sahib
- Rajasthan: Kota, Jaipur, Udaipur, Jodhpur, Neemrana
- Uttar Pradesh: Mathura, Meerut, Agra
- Uttarakhand: Haldwani, Haridwar
- Madhya Pradesh: Jabalpur, Indore, Allahabad
- Gujarat: Ahmedabad, Vadodara, Valsad
Key Features of Kosh Loan App
- Following are the special features of Kosh Loan App:
- Credit history is not required
- 100% paperless loan application process, no bank visits
- High loan approval rate
- Direct bank transfer when approved
- Access your cash anytime anywhere in India
- Pay on time, loan amount increases to self
- A variety of convenient payment methods
- Loan amount up to 2 lakhs
- Keeping member information safe
- Kosh Loan App Customer Contact Number
- If you have any queries or problems, you can contact Kosh Loan App customer contact number 1800-123-456.
Kosh Loan App Important Links
| Apply Kosh Loan | Click here |
| Home Page | Click here |
PM Svanidhi Yojana: Apply for PM Svanidhi Loan
